Find your future

Close Panel

This site uses cookies to ensure you have the best browsing experience. By continuing, you agree to our cookie policy. You can change your cookie preferences in your browser at any time.

Home International Jobs International Career Results Jobs in United States COMMERCIAL RELATIONSHIP ASSOCIATE I-II

Back

COMMERCIAL RELATIONSHIP ASSOCIATE I-II

This jobs belongs to another country and because of that, the specifications of its selection process will be different. If you apply, you will be registered on BBVA in USA.

You could get know of this country process selection in BBVA in USA

Our Company

We are BBVA, a global bank with more than 73 million customers and a footprint that extends across more than 30 countries. We work to help people make the best financial decisions and bring the age of opportunity to everyone. We are guided by our values: the customer comes first, we think big and we are one team.

Description

Serve as an integral member of the client relationship team by providing sales and operational support to Commercial Banking customers and prospects. Work under the general supervision of Commercial Relationship Managers in identifying and meeting the banking needs of customers and prospects. May also have direct responsibility for assigned customers or prospects.Responsibilities

    Prepares credit packages; including, preparation of the ARR (Approval Request Report) and addendum to ARR, renewals, coordinates completion of credit analysis, responds to customer inquiries, handles loan closings with the administrative assistants, resolves problems, updates call lists and reports, tracks receipt of documents, monitors past due credits, advances funds, develops relationships with the credit and loan review departments and assists with cross-selling other products. Perform preliminary evaluation of credit requests and prepare pre flight memos for presentation to Loan Administration.Participate in the formulation of credit structure and the preparation of credit transmittals (to central underwriting) and credit terms sheets and commitment letters (to clients). Prepare sales portion of Underwriting Document, including Relationship Development Plan and Relationship Profitability Model. Interface with clients and their professional networks to respond to questions, collect information and obtain signatures on legal documents to facilitate credit requests.Ensure all deposit, loan, investment and insurance account documentation meets consumer and business regulations, laws and policies. Participate in the credit structuring, pricing and approval processes. Negotiates, within broad guidelines, credit pricing, terms and structures.Supports the bank''s business plan by developing commercial banking knowledge and skills through completion of either on the job training or a Commercial Relationship Manager Training Program and assisting one or more senior officers with the servicing and expansion of existing relationships.
Education/Experience Bachelor''s Degree (BA, BS, etc.) in Business or a related field required with Two (2) years of credit and/or commercial loan experience. Work experience may substitute for education requirement.Lic/Cert/RegRequired: None requiredPreferred: None preferred

At BBVA, we are proud to be a company that prioritizes diversity, inclusion and equal opportunities, regardless of the race, age, gender, ethnicity, disability, religion or sexual orientation of our employees and collaborators. Corporate responsibility is an essential component of our business model, as we promote financial education and support research and culture.
Being part of BBVA means developing your career in the company that is leading the transformation of the financial sector.