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We are BBVA, a global bank with more than 73 million customers and a footprint that extends across more than 30 countries. We work to help people make the best financial decisions and bring the age of opportunity to everyone. We are guided by our values: the customer comes first, we think big and we are one team.
Supports the bank''s commercial banking business plan by developing new commercial banking customers. Services and expands the existing customer base under the general direction of the manager. Handles corporate loans with a loans outstanding portfolio of up to $50,000,000 to $100,000,000. Total Loans and Deposits should be $75,000,000 to $150,000,000. May supervise 1-2 lenders, but supervision is not the key factor for this position.
Maintains comprehensive knowledge of the bank''s products, services and credit standards, trends in commercial banking pricing and products, effective sales and customer service practices, relevant legal issues and other necessary information. Develops an individual business plan, consistent with the bank''s plan, to target companies with likely needs. Executes the business plan by making calls, seeking referrals and developing relationships. Identifies the customer''s banking needs and matching BBVA Compass products and services. Structures and proposes credits and services to the customer. Negotiates, within broad guidelines, credit pricing, terms and structures. Oversees preparation of loan packages for approval. Facilitates resolution of the credit approval process. Manages and expands existing portfolio by overseeing credit renewals, resolving problems and cross-selling other products with the assistance of product specialists and junior officers.
Bachelor''s Degree (BA, BS, etc.) in a related field required with Eight (8) years of banking experience. Work experience may substitute for education requirement.
Required: None required
Preferred: None preferred
At BBVA, we are proud to be a company that prioritizes diversity, inclusion and equal opportunities, regardless of the race, age, gender, ethnicity, disability, religion or sexual orientation of our employees and collaborators. Corporate responsibility is an essential component of our business model, as we promote financial education and support research and culture.
Being part of BBVA means developing your career in the company that is leading the transformation of the financial sector.